After a truck, motorcycle, bus, car or any other motor vehicle accident, you should take these critical steps to protect yourself and preserve your rights:
First, if you have suffered any injury, you should immediately seek medical attention. It is common for crash victims not to realize that they have suffered a significant injury for hours or days after a collision. Head, neck, spine, and connective tissue injuries are particularly likely to cause delayed symptoms. Such undetected injuries could affect your ability to work and otherwise affect your life. As treatment progresses, it is essential for crash victims to follow the treatment recommendations of their doctor, physical therapist, chiropractor or other medical provider.
Second, report the crash immediately to your local law enforcement agency.
Third, do not make any statements or give any recorded statement to the other driver or his or her insurance company unless you have first consulted with a lawyer. Although insurance company representatives are usually courteous and professional, keep in mind that their primary responsibility is to minimize the amount that the company pays on each claim. Insurance companies often pressure claimants to settle early, before a claimant realizes the extent of their accident-related injuries. Once you settle, even if your injuries are worse than you initially thought, you cannot later obtain any additional money from the insurance company.
Fourth, even if it appears that the bad driver’s insurance company will or should accept responsibility, preserve the evidence that will support your claim. Keep a record of your injuries, lost wages and other damages you suffer as a result of the accident. Save all documents related to your claim. Take and save photographs of all visible injuries, casts, wounds, bandages or dressings, vehicle and property damage. Take additional photos of visible injuries frequently throughout the healing process. Understandably, crash victims often don’t think of collecting this information. However, good documentation is critical in supporting your claim.